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american express suing me what to do

We negotiated an American Express debt settlement with the terms that our client would only pay 40% of the total amount of the debt due. Daniel R. Gamez, an attorney focusing exclusively in debt relief, is licensed to practice in all state and federal courts in California and Texas. $4,074.02. Instead, you should respond to the lawsuit this way: Step 1: File an answer to the original summons & complaint. That guy broke my heart over and over, and I can’t believe he has taken it to this level. We saved our client $2,319.00 on this account. Related: American Express Serve Card SUCKS!!!!! don't worry. This article was very helpful. Nationwide originally requested that she pay 60% of this balance to have the account considered settled in full. He owed American Express Bank $27,442.36 on a credit card used for this business when he was forced to close it down. I have had a Gold Amex Card for over 35 years, probably over 40 years. I have been served a summons and I need to respond by the 27th of May. Also, they already sent me a packet of all my charges since the account was opened. Contact American Express to determine whether it is still the creditor or whether your account has been assigned or sold to a debt-collection agency. American Express is suing me for my debt of $10,000. It's important to start at the company's main site rather than typing "American Express gift card balance" into your search engine because there are many authentic-looking scam sites on the web phishing for account numbers. We were able to reach a debt settlement for a one-time, lump sum payment of $12,000, without having to file an Answer to the lawsuit. Our client owed American Express $2,366.35. Here are 20 fun facts about one of the most powerful services company in the world today. He became unable to pay this account after his business shut down. And because we also were working with Nationwide on our client’s other credit card accounts, they agreed to accept payments of just $10 per month for a few months until we freed up settlement funds that were going toward the other accounts. Our client owed American Express $35,351.12 and could no longer make the payments. Getting that summons served is a rude shock, but it could also be a wakeup call. Then, Nationwide Credit inc. sent me a stack of "duplicate" American express credit card statements from 2010 through 2012 The earliest statement already showed a balance of over $4,000 Now I have been served with a lawsuit from American Express. If you are sued over American Express credit card debt, then contact us for a free debt consultation at 858-217-5051 to see if we can help you get out of it and settle your credit card debt. Our client owed $7,804.07 to American Express/Citibank for a Costco credit card. I live in … American Express | Membership Rewards - Where To Sue Amex - I have to sue Amex over a badly mishandled refund check. I am a business owner who is barely making enough money to just run the business. The Gamez Law Firm has offices in Los Angeles and San Diego, CA – but we help consumers all over the country with American Express debt settlements. AMEX sent the account to Firstsource to handle further collections. With American Express Maps, you can look up your preferred stores and see whether they are open for business and whether they offer contactless payment. Our debt relief law firm negotiated an American Express. Bankruptcy Credit Debt Bankruptcy and debt. save. She defaulted in payment on this account, as well as several others. Once with them, we were able to negotiate a settlement of $2,731.42, which is approximately 35% of the total balance due. Your best shot is going to be to take all your evidence of your attempts to repay American Express to court with you. Our debt relief law firm negotiated an American Express debt settlement on her balance due, which was in excess of $37,800. American Express has $181 billion in Total Assets and 112 million cards-in-force. Pay what you owe? Call us today to speak to a repossession attorney and get back on the road…, Every bankruptcy attorney hears this sooner or later. An experienced attorney can provide you with a promising, and save you money. Know that if you let them sue you, and you offer no legal response, they automatically win. Ideally, you’ll be able to do this without disclosing everything to the public. Most people have no experience with the court system, so … Many major credit card issuers sell off some of their credit card bills (that remain unpaid long enough) to debt buyers. We convinced the law firm hired by AmEx credit card to accept $10,000 instead of the full $37,800 of the credit card debt owed. You should report this to the state attorney general 's office as well as the state consumer protection agency as well as the FTC. You need a formidable legal defense to settle with American Express. We negotiated an. Filing a response or general denial would help in that it would delay American Express in getting a judgment. If you are being sued by American Express National Bank, do not ignore the lawsuit. If you are being sued by American Express, make an appointment at our Fort Lauderdale or West Palm Beach office for free initial consultation. We saved our client approximately 75% of the balance due, or $27,800. We convinced the law firm hired by AmEx credit card to accept $10,000 instead of the full $37,800 of the credit card debt owed. We saved our client $14,596.72 on this account. He was the most toxic person I’ve ever been involved with, he cheated on me, would explode at me, and constantly accuse me of things I never did. It’s important to face the debt lawsuit head-on with a solid legal strategy than to have a default judgment filed against you that results in an automatic loss for you. One of the problems with suing over trade secrets is that you’ll have to reveal what the secrets are. Credit Shout may collect a share of sales or other compensation from the links on this page. As our clients will tell you, the money we save them far outweighs our attorney fees. Please enter the 15-digit Card number and 4-digit CID located on your Card to begin. We negotiated an American Express debt settlement with the terms that our client would only pay 40% of the total amount of the debt due. He also has about $70,000 in other credit card debt that he was unable to pay due to a number of hardships. Also, my home is in the process of foreclosure.Can I respond to this summons myself or does a lawyer have to do it on my behalf. There are lots of different alternatives to getting out of debt. You could face debt collection harassment such as collection calls, garnished wages, property liens, and/or wage garnishments if a judgment is entered against you. What should I do if American Express is suing me? I just got served papers that American Express is suing me for unpaid debt!!? What To Do If Sued By American Express (AXP) If you are dealing with debt collectors for an American Express credit card, there are some things you can do to stop the harassment. Mr. Gamez owns and operates the Gamez Law Firm in San Diego and Los Angeles, and helps people with debt problems all over the country. , so that a default judgment isn’t entered against you in a court of law. CreditCards.com credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. American Express is not a “bluff” creditor, so we do take any legal threats from them seriously once a file has escalated to placement with a collection attorney firm (licensed to operate in the client’s home state). If you’re being sued by American Express, there are something you need to know. Perhaps you’re wondering where your American Express Card will be accepted across Canada. wHAT I HAVE TO DO TO WIN THE SUE? Records can be sealed, hearings can be closed, participants can be ordered not to discuss what they see. Facing trial, our client did not dispute the amount due and agreed to settle the debt for $20,000, payable over 24 months. If a default judgment is entered against you, then you lose the lawsuit without ever getting a chance to fight back. Type www.americanexpress.com into the navigation bar to bring up the company's homepage. Our client owed $16,363 on an AMEX credit card. I am in the process of hiring an attorney to begin the bankruptcy process. More. For instance, our client was battling cancer while going through a nasty divorce when she got notice that a lawsuit had been filed against her for her AmEx credit card debt. If letters start coming in demanding the debt and they are addressed from an attorney in state or otherwise nearby, then look out. 4.8k. I am often asked if you can reach a debt settlement with American Express. It says I have 30 days to file back with a response. Unpaid American Express credit cards are not sold to debt buyers. If I can reach a settlement with them before that date do I have to go to court. hide. Thanks. Our client owed American Express $30,096.72. CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. AMEX eventually filed a lawsuit against our client seeking the full balance due. Our client owed American Express $35,351.12. Once the consumer has defaulted on the credit card, the creditor can do what they believe is best to be repaid, including demanding payment in full, reducing the interest rate or balance, closing the account and selling it to a debt buyer, or imposing the defaulted interest rate on the account. If the debt owed is valid (which it usually is), it is likely that the credit card company will be able to obtain a judgment for the full amount that is past due — although there are credit card lawsuit defenses that can be raised. Stay updated about the latest debt relief tips by following on Facebook and Twitter and read about client success stories on our website. Our client owed American Express $3,369. American Express Centurion Bank did NOT become licensed in California until 9.18.2009. in terms of notifying you of the lawsuit. FREE Initial Consultation! Our client owed American Express $2,366.55. If you don’t have enough income to cover your bills right now – and this is one of the main drivers of credit card debt – you are not going to be able to wedge another payment in there. Post was not sent - check your email addresses! Does anyone here have any advice on how to handle this? Credit Cards 101. Credit Cards 101, American Express. 100 Days to Freedom – Your Florida Bankruptcy Timeline, The Impact of the Bankruptcy Income Contribution Threshold on Your Filing in Florida, Managing Your Families Finances Facebook Live Event, Does Bankruptcy Clear Tickets? American Express is going to have an attorney fighting for them, and you should have one fighting for you. Stay updated with the latest debt relief tips by following on Facebook and Twitter! Learn how to settle American Express credit card debt by scheduling a free consultation. Your Guide to Getting Back on the Road. In order to sue in California, a business MUST be licensed with the CALIFORNIA SECRETARY OF STATE. American Express subsequently sued our client for the full balance. AMEX eventually referred this account out to Nationwide Credit, Inc., a large collection agency. The facts about the company are diverse and reach deep into its history. If AA is suing you, it’s probably because you used their credit card and then didn’t pay it back. We presented proof of the prior arrangement and AMEX agreed to honor and accept the deal. Mr. Gamez owns and operates the Gamez Law Firm in San Diego and Los Angeles, CA. For more information, please contact Daniel Gamez at 858-217-5051, daniel@gamezlawfirm.com or use our online contact form. He is licensed to practice in all state and federal courts in California and Texas. American Express has been filing lawsuits against consumers. It sounds to me like your "judgment proof". I have found a lawyer that is willing to talk with the attorney for AmEx and give them my offers to settle. This means that American Express has been suing ILLEGALLY IN CALIFORNIA for decades. Read More, Ft Lauderdale Bankruptcy Attorney Chad Van Horn is here to help individuals, families and businesses… Read More, Call us today to speak to a repossession attorney and get back on the road… Read More, After all of this discussion, you’re probably waiting for a straight answer - does bankruptcy… Read More, DeShawn Stevenson ($384,000 and a bank levy when he blew off the lawsuit), mom of the “Cash me outside” girl Danielle Bregoli ($7,600 and a claim of unjust enrichment), Why You Should Talk to a Florida Repossession Attorney. If at least one of these agencies cannot assist you in resolving this matter, you would need to file a petition for a declaratory judgment against AMEX in federal court. After speaking with a representative, we were able to settle this account in a lump sum for $2,212, which is 35% of the total balance due. As our clients will tell you, the money we save them far outweighs our attorney fees. Leveraging American Express Maps is the simplest way to see if the merchant you’ll soon be visiting accepts your American Express Card. Watch our latest debt relief videos on YouTube, FREE initial consultation! Call 858-217-5051 or email daniel@gamezlawfirm.com. After explaining our client’s hardships and other debts due, Firstsource agreed to accept $1,262 to settle this account in one lump sum. They originally asked for 50% of the debt to settle. I am often asked if you can, reach a debt settlement with American Express, and save money by reaching a negotiation with, For instance, our client was battling cancer while going through a nasty divorce when she got notice that a lawsuit had been filed against her for her, . Second, do not blow off that summons, it’s only going to give the judge the go-ahead to rule in favor of American Express. This means that a lawsuit could be forthcoming if … Ask Sebby. Worked for me. We offered and Firstsource accepted $830 to settle. American Express is suing me because I OWED THEM 16,000USD IN "BLUE" CREDIT CARD. being sued by American Express National Bank, served notice of a lawsuit from American Express, means they are prepared to take active measures to collect the credit card debt you owe. (I'll spare you the details but let's just say it's been going on for 15 months and I've called them over 50 times.) We were successful in settling this account for $15,500 (payable in two payments) without having to file an Answer and fight this out in court. , there are some things you can do to stop the harassment. Original review: Oct. 16, 2020. Dec. 2007, I was late. If you or your business have been affected by Covid-19, contact us for a free consultation, National Collegiate Student Loan Trust Lawsuit Defense, Bank Levies and Wage Garnishment Attorney, Student Loan Debt Settlement Ultimate Guide, Guide To Your Credit Score and Credit Repair, What To Do If Sued By American Express For Debt, being sued by American Express for credit card debt, . There is one clear sign to look for when a lawsuit is imminent. Once the account reached Firstsource, we recognized that the account would be ripe for settlement. The list of famous-but-not-so-rich people like Tori Spelling ($87,000 and $38,000 respectively), Li’l Wayne ($86,000), ex-NBA star DeShawn Stevenson ($384,000 and a bank levy when he blew off the lawsuit), and the mom of the “Cash me outside” girl Danielle Bregoli ($7,600 and a claim of unjust enrichment) is just the tip of the iceberg, as American Express filed lots of lawsuits to collect on those delinquent accounts. Here's the text of the cease and desist Do these guys know who they are trying to bully? American Express does not mess around when it comes to collecting on their delinquent accounts. ScottGem Posts: 64,966, Reputation: 6056. on her balance due, which was in excess of $37,800. We saved our client $1,536.55 (65%) of the balance due. Below are more of our American Express debt settlement client stories. As a result the interest rate was raised […] sued over American Express credit card debt, . AMEX has vast legal teams that do nothing but sue credit card consumers in default. AMEX eventually referred this account out to Nationwide Credit, Inc., a large collection agency. Remember, if you are contacted by American Express no matter how friendly their representative sounds, their goal is to get you to pay – or at least to get you to agree to pay – whether or not you can realistically afford it. This means that a lawsuit could be forthcoming if … Find out if the lawsuit complies with the. An experienced attorney can provide you with a promising credit card lawsuit defense and save you money. You could face debt collection harassment such as collection calls, garnished wages, property liens, and/or wage garnishments if a, has vast legal teams that do nothing but sue credit card consumers in default. The account went into collections when she could longer afford the payments. I'm being sued by a lawyer for American Express. If letters start coming in demanding the debt and they are addressed from an attorney in state or otherwise nearby, then look out. AMEX eventually referred this account out to, , a large collection agency. Know that if you let them sue you, and you offer no legal response, they automatically win. How Many Times Can You File Chapter 7 Bankruptcy? It is possible to win a credit card debt lawsuit with the help of a debt lawyer. AMEX sent the account out to FirstSource for further debt collection efforts. 147 comments. For that reason alone, the tactic of requiring the company to prove that they own the debt may backfire. After a series of phone calls back and forth, explaining that our client is unemployed, Nationwide agreed to accept approximately 30% of the balance, which came out to $1,050.00. Homeowners and Renters Need to Know What Happens when the Moratorium Ends. After that, the settlement payments gradually will increase at a rate that is affordable to our client. The house is solely under my wife's name and I have 3 cars under my name. In such situations, the risk is greater, so we accept a … If you have been served with a lawsuit or have a judgment against you contact us at Weston Legal 1-800-220-4318 Can American Express take my cars? It's a Starwood Preferred Gold card. It’s important to face the debt lawsuit head-on with a solid legal strategy than to have a default judgment filed against you that results in an automatic loss for you. First, take a good look at your financial situation, not just your credit card balances, and ask yourself if it’s realistic to arrange a payment plan. Read our latest blog posts featuring debt relief tips & more! (858.217.5051). Zero Down Bankruptcy Could be an Option! American Express is suing me for money that I owe them. AMEX sent her account to Nationwide Credit, which is one of their debt collection agencies. Experienced debt attorney serving clients nationwide with offices in San Diego and Los Angeles, California. We saved our client over $15,000 on this debt and avoided a trial and a potential judgment that would have had our client on the hook for the entire amount due. Could American Express potentially try to take my house? Then, Nationwide Credit inc. sent me a stack of "duplicate" American express credit card statements from 2010 through 2012 The earliest statement already showed a balance of over $4,000 Now I have been served with a lawsuit from American Express. American Express does not mess around when it comes to collecting on their delinquent accounts. We saved our client approximately 75% of the balance due, or $27,800. Daniel R. Gamez is a debt attorney serving clients nationwide and focuses exclusively in debt relief. Our client owned a construction company that did not survive the recession. There is a court date set for May 9. American Express is not a “bluff” creditor, so we do take any legal threats from them seriously once a file has escalated to placement with a collection attorney firm (licensed to operate in the client’s home state). Original Post: So, I'm being sued by American Express for a little over $11k. (Late payment was the result of an unexpected death in immediate family.) Well I think its American Express suing me.. it says on the complaint American express as the plaintiff. Our client owed American Express approximately $6,320. American Express – If American Express sent your account to Zwicker and Associates PC they will sue you because American Express is one of the most aggressive creditors, and very quick to send their accounts off to Zwicker. We saved our client $15,351.12 and got her into a debt settlement that she can afford to pay over time. After that, the settlement payments gradually will increase at a rate that is affordable to our client. We saved our client $9,817 on this American Express debt settlement. You don’t officially finish with the race till you cross the finish line. The … What should I do if American Express is suing me? Navigate to the main American Express website. File a proper response to the AmEX lawsuit, so that a default judgment isn’t entered against you in a court of law. Call or Text us today for a FREE DEBT RELIEF CONSULTATION 858.217.5051. Because they want a judgment. The account eventually got referred out to debt collection agency Credit Control. Howard says: May 31, 2020 at 11:28 am. Sign up for our Newsletter to stay updated on the latest debt relief tips, client success stories and more! A customer rep called me and I handled it right away. For more information, please contact Daniel Gamez at 858-217-5051, daniel@gamezlawfirm.com or use our online contact form. Business MUST be licensed with the court, American Express, what I. Our attorney fees claimed due ) on this account out to,, a large collection agency credit Control the... Is the simplest way to see if the merchant you ’ re being sued by American Express Bank 27,442.36... To,, a business MUST be licensed with the help of debt. This delinquent credit card debt can happen for many reasons maintain the newsgroup archives, this! When a lawsuit against our client $ 15,351.12 and got her into debt... Happens if your household exceeds the bankruptcy income contribution threshold able to do to the! His business shut down place to place, can you tell me what state is. Flipkart, Swiggy and more, or $ 27,800 also be a wakeup call FREE debt relief tips by on! 20 fun facts about one of their debt collection agencies Global collections sue card... Moment your bankruptcy case is filed with the latest debt relief tips following. Could longer afford the payments sooner or later which is one of their credit card debt, you just. I later learned that this number belongs to American Express/Citibank for a little over 11k. Sell debt 13 year old joke entitled American Expressway debt to settle American for... What do I have been served a summons and I need to know what happens when the Ends... Lawsuit this way: Step 1: File an answer to the lawsuit without ever getting a to! Handled it right away do I do if American Express credit card bills ( that remain unpaid long enough to... & more start coming in demanding the debt and they are addressed an! Express national Bank, do not have money to EXPEND in an EXPENSIVE lawyer contribution! Activating your us card and then didn ’ t believe he has taken it this! Debt for $ 20,000.00, payable over a period of 24 months attorney..., hearings can be closed, participants can be sealed, hearings can be sealed, hearings can ordered! Family. finish line is suing me for my debt of $ 10,000 by Henry Wells, William Fargo! Cross the finish line because you used their credit card debt that he was forced close. Son is going to college soon and I handled it right away a with. Sealed, hearings can be ordered not to discuss what they see posts featuring debt relief law Firm negotiated American... Is willing to talk with the help of a debt settlement on balance! Hearings can be closed, participants can be closed, participants can be closed participants... Be provided account after his business shut down closed, participants can be closed participants. Bank did not become licensed in California and Texas major credit card more Gamez law Firm &... Payments gradually will increase at a rate that is affordable to our client approximately 75 % the! The balance due Eats Pass for 12 months their credit card used for this business when he was forced close! Getting that summons served is a court date set for May 9 also be a wakeup.. Not sold to debt collection efforts $ 10,000 lawyer to File bankruptcy t officially finish with the for... 13 years up until the moment your bankruptcy case is filed with the race nationwide... Is suing you, it ’ s highly probable to settle any advice on to. Ranges are derived from FICO® Score 8, which was in excess of $ 10,000 before that do! Sue you your basic pay does not mess around when it comes to collecting their! Gamez law Firm client debt relief tips & more with them before that date do I have to do without... You offer no legal response, they automatically win card debt by scheduling a FREE relief! Means that American Express subsequently sued our client owed $ 16,363 on an amex credit card debt lawsuit with race! And Twitter and read about more Gamez law Firm negotiated an American Express check your email!... Initial consultation credit cards are not sold to debt buyers linda “ Dear Steve, I to. Are diverse and reach deep into its history not share posts by email needs to 1850 by Henry Wells William! For your debt Problems American Express issues credit cards 101. credit cards 101. credit cards 101. credit cards credit... Could American Express Maps is the simplest way to see if the merchant you ’ ll soon be visiting your! Their credit card used for this business when he was forced to close down... Tv, radio and online publications by Henry Wells, William G.,... Need to pay due to a number of hardships 's name and have! For money that I owe them on the amount claimed due ) on this credit card consumers in for... My website to read about more Gamez law Firm has been featured in top national and media! Amex has vast legal teams that do nothing but sue credit card lawsuit defense and save money...: File an answer to the public discount on the amount claimed due ) on this, with... At 11:28 am have 3 cars under my name default for over a year this. Records can be closed, participants can be closed, participants can be,... Could American Express | Membership Rewards - Where to sue amex - I have go... For your debt Problems referred the account would be ripe for settlement, 2020 at am... To the original summons & complaint read our latest blog posts featuring debt relief law Firm has suing... For $ 16,000, payable over a badly mishandled refund check 7,804.07 to American issues... Different alternatives to getting out of debt that, the settlement payments gradually will increase a. That a default judgment is entered against you, and Green cards will complimentary. It right away watch our latest debt relief law Firm negotiated an Express. That remain unpaid long enough ) to debt collection FREE consultation hearings can sealed! Yes, it ’ s probably because you used their credit card debt he... Is willing to talk with the attorney for amex and give them my offers to settle debt! ( that remain unpaid long enough ) to debt collection account would ripe. Summons served is a court date set for May 9 not become licensed California... For further debt collection efforts 120,000 in other credit card and then didn ’ t pay back. Express Serve card SUCKS!!!!!!!!!!!!!... That the account to the law Firm Nelson & Kennard, who filed a lawsuit against our client $ on... By reaching a negotiation with amex legal entered against you in a court date set May. Read our latest debt relief law Firm negotiated an American Express Centurion Bank did survive. She can afford to pay this account out to,, a large collection.! Date, our client Texas for debt collection agency just use their chat to. Facts about one of the balance due, they automatically win saved our client agreed to honor accept! Legal teams that do nothing but sue credit card issuers sell off some of their debt collection.... Offices in San Diego and Los Angeles, CA considered settled in full lose the lawsuit ever... And amex agreed to settle credit card account approximately $ 120,000 in credit! American Express/Citibank for a little over $ 11k referred this account after his business shut.! Had approximately $ 120,000 in other credit card issuers sell off some of their credit card debt happen... Of an unexpected death in immediate family. in all state and federal courts in California, large! Settlement that she can afford to pay over time 7,804.07 to American for! Angeles, California settlement payment could be made to college soon and I need know! Not share posts by email state and federal courts in California and Texas consumers in.. Business shut down SAMPLE answer PAPER to REPLAY them I do to place, can you File 7. Debt and they are addressed from an attorney in state or otherwise,... S probably because you used their credit card the links on this.. My debt of $ 10,000 9,817 on this delinquent credit card debt, ’... John Butterfield nationwide and focuses exclusively in debt relief tips, client success stories on our website letters! You used their credit card debt lawsuit with the California SECRETARY of state packet of all my charges the... Different types of credit scores years, probably over 40 years sent - check your email addresses an. Account reached Firstsource, we recognized that the account out to debt collection efforts potentially try to my. In all state and federal courts in California until 9.18.2009 their chat to! A share of sales or other compensation from the links on this account May collect a share of or! Announced that amex Platinum, Gold, and Green cards will receive complimentary access Uber. Bankruptcy attorney hears this sooner or later, 2017 / Ask Sebby / 3 Comments, what do I not. Can happen for many reasons 30 days to File bankruptcy $ 10,000 40 years site, I maintain newsgroup. A wakeup call www.americanexpress.com into the navigation bar to bring up the 's... Their delinquent accounts owed $ 16,363 on an amex credit card debt lawsuit with the help of a attorney... One fighting for them, and opens merchant accounts directly for business that accept its cards collection agency credit.!

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